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Old 02-01-2012
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Tony Ferrari Tony Ferrari is offline
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Forum Handle: Tony Ferrari
Join Date: Aug 2008
Location: Milton Keynes
Posts: 4,469


Re: Insurance most employers will accept volunteering as "social and domestic" although some will insist on business cover but this can be only a small additional premium 10 or 20 is typical. We do request that you have confirmed with your insurers that they are happy with you volunteering, if you join Peak they will be able to advise you further.

Most insurers accept we don't do 4x4 response for "hire or reward" as most groups limit fuel reimbursement to the HMRC "not for profit" limit of 45p a mile. Others limit it to actual cost incurred which amounts to the same result i.e, not for profit. If responding for charites or other voluntry groups there may be no reimbursement.

Outside of your vehicle, all groups subscribe to our National Third Party Liability policy so that affords members cover too.
Tony Ferrari MEPS DipHEP

Honorary Life Member of 4x4 Response UK
Founder and member of Hertfordshire 4x4 Response

Vehicles: VW Transporter 4x2 "Command and Control vehicle" Various 2x1 response vehicles (KTM 1090 Adventure R / KTM 450 EXC Rally / KTM 250F Freeride)
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