Paul
Unfortunately that is the problem with "major" insurance companies, if they don't understand something the standard approach seems to be to offer you a price you are bound to refuse.
Having said that, I have Class 1 business use on my policy as I use my car for work but usually it only costs £5 -£10 extra. I am currently with Adrian Flux, which saved me over £100 on my renewal from Aviva and included several things as standard that Aviva wanted to charge extra for.
Earlier this week I was talking to the Civil Contingencies Secretariat regarding insurance and they are talking to the Association of British Insurers (ABI) and agreed to reiterate to them that volunteer use should be regarded as social and domestic use in line with an agreement that has been in place since 1999. Unfortunately ABI members are not obliged to follow this advice as it is only guidance.
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Tony Ferrari MEPS DipHEP
Honorary Life Member of 4x4 Response UK
Founder and member of Hertfordshire 4x4 Response
Vehicles: VW Transporter 4x2 "Command and Control vehicle" Various 2x1 response vehicles (KTM 1090 Adventure R / KTM 450 EXC Rally / KTM 250F Freeride)
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