Insurance

[Dave Green]

One of our members is (was) insured with Elephant.co.uk which is owned by Admiral. In the letter he has received confirming that he is covered for volunteer driving is the following restriction " No cover is allowed under the policy for Blue Light Use or the use of any other emergency or warning lights." When he queried this he was told that the restriction applied to all policies issued by companies in the Admiral group and even covered the use of normal hazard flashers ie if you use them or amber beacons whilst on volunteer driving (for example for 4x4 Response) then you have no insurance cover.

Might I suggest that members be advised to check their letters authorising volunteer use to see if this restriction applies. Could I also suggest that 4x4 Response UK makes an approach to Admiral on behalf of all groups to try to get this restriction removed.

[Dave Green]

A bit of further information. Admiral is a member of ABI all members of which should accept volunteer driving. There is a restriction on blue light driving (understandably) but no mention of amber beacons or other warning lights. Looks like Admiral is not following the party line. Could this be taken up with them offficially by the national group please?